Our Insurance Services

Comprehensive insurance solutions for families and businesses across Ohio and Pennsylvania

From auto, home, and life to commercial, restaurant, contractor, and specialty coverage — we write more than 30 personal and business insurance lines with access to 100+ insurance markets.

For You & Your Family

Personal Insurance

Protection for your vehicles, home, and the people you love

Modern sedan on a residential street

Auto Insurance

Coverage for personal and commercial vehicles with liability, collision, and comprehensive options.

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Brick ranch-style American home

Homeowners Insurance

Complete protection for your home, personal property, and liability coverage.

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Bright apartment living room

Renters Insurance

Affordable coverage protecting your belongings and liability as a tenant.

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Modern condominium building

Condo Insurance

Specialized coverage for condo owners including interior structure and personal property.

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Family on the front porch of their home

Umbrella / Excess Liability

Extra liability protection beyond your standard auto and home policy limits.

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Parents at home holding their baby

Life Insurance

Term and whole life insurance to protect your family's financial future.

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House under dark storm clouds with heavy rain

Flood Insurance

NFIP and private flood coverage for homes in flood-prone areas — separate from standard home policies.

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Cruiser motorcycle on a country road

Motorcycle Insurance

Liability, collision, comprehensive, and custom-parts coverage for street and off-road bikes.

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Speedboat cruising on a calm lake

Boat & Watercraft Insurance

Coverage for personal boats, jet skis, and watercraft — liability, hull, and on-water medical.

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Motorhome RV at a wooded campground

RV & Motorhome Insurance

Specialty coverage for Class A, B, and C motorhomes, travel trailers, and full-time RVers.

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Four-wheeler ATV on a woodland trail

ATV / UTV Insurance

Liability and physical damage coverage for ATVs, UTVs, side-by-sides, and recreational off-road vehicles.

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Restored classic American muscle car

Classic & Collector Car Insurance

Agreed-value coverage for classic, antique, and collector vehicles with usage flexibility for shows and events.

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Reviewing official paperwork with car keys on a desk

Ohio SR-22 Filing Assistance

Need an SR-22? It's a financial-responsibility filing, not a policy — we explain it and file it with your carrier.

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Driver being handed car keys beside a sedan

Non-Owner Auto Insurance

Liability coverage for licensed drivers without a vehicle — borrowed cars, rentals, and SR-22 filings.

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Driver at the wheel on an open highway at sunset

High-Risk Auto Insurance

Accidents, DUI/OVI, lapses, or teen drivers — we compare non-standard markets to get you covered.

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For Your Business

Business & Commercial Insurance

Running a business is hard enough — comparing insurance shouldn't be. As an independent agency we compare eligible coverage options from 100+ insurance markets, so restaurants, contractors, retailers, trucking operations, and property owners across Ohio and Pennsylvania can see what actually fits. One conversation, multiple options, honest advice.

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Small-business storefront on a main street

Business Owners Policy (BOP)

Bundled general liability + property coverage at a discount — ideal for most small businesses.

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Semi truck on the interstate highway

Commercial Trucking

Owner-operators, for-hire carriers, and fleets — semis, box trucks, hot shot. Liability, cargo, physical damage, and FMCSA filings.

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Professionals shaking hands in an office

General Liability Insurance

Essential coverage protecting your business from third-party injury and property damage claims.

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Modern brick and glass commercial building

Commercial Property Insurance

Coverage for buildings, inventory, equipment, signage, and business personal property.

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Commercial work van and pickup at a job site

Commercial Auto

Coverage for business vehicles, fleets, and hired/non-owned vehicle liability.

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Warehouse employees in safety vests

Workers' Compensation

Required employee coverage — Ohio BWC placements and Pennsylvania private carrier options.

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Consultant reviewing documents with a client

Professional Liability / E&O

Protects consultants, advisors, and professionals from claims arising from their work product.

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Hands typing on a laptop in a dim office

Cyber Liability Insurance

Breach response, ransomware, business interruption, and customer notification coverage.

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Contractors framing a wooden house structure

Contractor Insurance

GL, tools & equipment, commercial auto, and bonds for trades across Ohio and Pennsylvania.

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Warm restaurant interior with set tables

Restaurant Insurance

BOP, liquor liability, food spoilage, equipment breakdown — for restaurants, bars, and food trucks.

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Bright retail boutique shop interior

Retail Store Insurance

Tailored coverage for retail shops — property, inventory, theft, slip-and-fall liability, and business interruption.

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Commercial strip plaza with storefront units

Lessor's Risk Only (LRO)

Coverage for commercial property owners who lease their building to one or more business tenants.

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Outdoor event venue with chairs and floral arch

Event Insurance

Special-event liability for weddings, fundraisers, festivals, and corporate events — short-term policies.

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Construction site with crane and blueprints

Surety & Performance Bonds

License bonds, performance bonds, payment bonds, and court bonds — same-day issuance available.

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For Property Owners

Property & Specialty Insurance

Coverage for rental properties, investment portfolios, and agricultural operations

Two-unit duplex rental home

Landlord / Rental Property (DP-3)

Coverage for rental properties including structure, liability, and loss of rental income.

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Older single-family home with covered porch

Dwelling Fire Insurance

DP-1, DP-2, and DP-3 dwelling fire policies for non-owner-occupied or specialty homes.

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Empty house with bare windows

Vacant Property Insurance

Specialty coverage for homes or rental units that are unoccupied — vandalism, theft, and weather protection.

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Inviting short-term rental guest bedroom

Short-Term Rental / Airbnb

Specialty programs for Airbnb, VRBO, and other short-term rental properties.

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Garden-style apartment complex

Apartment Building Insurance

Multi-family dwelling coverage for 5+ unit apartment buildings — property, liability, and loss of rents.

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Row of suburban rental homes

Rental Property Portfolio

Schedule multiple rental properties on a single policy for easier management and multi-property discounts.

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Farm with red barn, silo, and crop fields

Farm & Ranch Insurance

Comprehensive coverage for farms, livestock, equipment, and agricultural operations.

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Not sure which coverage you need?

Our team will help you find the right protection for your unique situation — call (614) 647-7093.

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No obligation. Compared across 100+ insurance markets.

  • Auto, home, renters, condo & more
  • Real-time online quoting
  • Bundle & save options
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