Full Coverage vs. Liability-Only Auto Insurance

“Full coverage” isn't actually an official insurance term — it usually just means liability coverage plus collision and comprehensive. This video breaks down what each part really does: liability pays for harm you cause to others, while collision and comprehensive protect your own vehicle. Learn when liability-only might make sense and why lenders usually require more on financed vehicles.

“Full coverage” is not a standardized insurance term; what a policy includes varies by carrier and policy. Review your own policy documents for exact coverages, limits, deductibles, and exclusions.